What's YourBedrock Claim Score?
The Bedrock Claim Score is a free Do-It-Yourself assessment tool for property owners with an active property insurance claim. It reviews and scores the information you provide related to your insurance claim and gives key insights into your policy provisions, how long the rebuild process could take, recommended next steps, and potential claim settlement value.
Let's Get Started!
Hey! I'm Pebble, your claim guide. I read insurance policies for fun. (Yes, really. It's a cry for help, honestly.)
Why did you come here today? Pick one to start:
Coffee first, clipboard second.
This is how we'd do it at your kitchen table. No obligation, just a conversation that leads somewhere useful. We diagnose first, then we give you a number you can trust.
You talk. We listen.
A real conversation with Pebble, our guide: talk, tap, or type. Snap your damage photos along the way. About 4 minutes.
You get your score.
An honest read on your claim: where value may be leaking, what to watch for, and your smartest next move. Free. Yours to keep.
You decide.
Take the free resources. Get a second opinion. Or hire professional representation. 15% of what the insurance company pays after you hire us. Nothing up front. No recovery, no fee.
Here's exactly what you walk away with.
No obligation. Just useful answers, even if we're never the right fit. Your results are credible because you did the work: your policy, your photos, your words.
Your Bedrock Claim Score
A 0–100 read on how well positioned your claim is today, across documentation, coverage clarity, valuation visibility, process readiness, and risk.
Claim Value Gauge
Illustrative ranges for claims like yours (dwelling, contents, living expenses, other structures), with plain-English reasons the range is wide.
Housing & ALE outlook
How long displacement typically lasts, how additional living expenses work, and what to track from day one.
Repair timeline
A realistic planning range for repairs, and the real-world drivers that stretch or shorten it.
Coverage map & risk gauge
The four coverage buckets that decide what your policy pays, plus a plain-language read on your coverage risk.
Next steps & attention areas
Exactly what to do next, and the areas of your claim that need attention before you sign anything.
Real credentials. Real reviews. Real accountability.
Don't take our word for it. Check the receipts.
5.0 on Google
Rated by Arizona property owners who stood exactly where you're standing.
4.0 on Trustpilot
Rated "Great" on one of the world's largest independent review platforms.
Licensed public adjusters
AZ License #8635411 · Firm License #3004020123. Regulated by the state and accountable to you.
Real claims, real people
Tasha & Allen · Chandler, AZ
A nonprofit we are proud to support.
Bedrock Society Adjusters is a founding supporter of The Ember House Foundation, a 501(c)(3) nonprofit helping families displaced by fire rebuild. A portion of every Bedrock engagement funds their work.
Before your claim, it was you and the insurance company. Now it's you versus the insurance company.
They were happy to take your premium every month. But the moment you file a large-loss claim, their adjuster's job is to pay you as little as the paperwork allows. That's not evil. That's the business model.
Their adjuster works for them. Ours works for you. A public adjuster is the only adjuster licensed to represent the property owner, not the carrier.
"Claims aren't about the damage. They're about the documented damage you can defend."
Bedrock Claim Score
What every property owner asks us
"We're already working with our insurance company, isn't that enough?"
If insurance companies existed to simply pay out claims, then you would call them, report the claim, send in a quote from a reputable contractor and they would cut you a check a few days later. But that is not what happens. Instead, you call the carrier, get placed on a recorded line, asked several questions and provide answers that can carry consequences you are not warned about beforehand, then they send someone to your house, an adjuster, to inspect, document, photograph, and ask questions. The insurance company does not employ adjusters and inspectors for no reason. Insurance adjusters have one primary job: protect the interests of their employer. The insurance company has their adjuster. In large loss claims like home and commercial fires, you should have one too.
"We already have a contractor handling everything."
Then please read this carefully: a single work authorization can commit you to all four phases (emergency, mitigation, pack-out, and rebuild) with no estimate and no final price. That's a blank check, often $200,000+, to someone you just met. We make sure your claim is valued correctly first, so you can hire any contractor from a position of strength.
"How much does this cost?"
Bedrock Claim Score is a self-help tool. There is no charge for its use. If a family later decides to pursue representation, Bedrock Society Adjusters charges 15% on most claims. Certain mid and post settlement claims can be higher. No fees come from you personally. That is why we do not collect social security numbers, ask personal financial questions, or need to know who you bank with. Any fees charged come from the insurance claim. Bedrock Society Adjusters only works on contingency.
"Will hiring you slow down my claim?"
The opposite. We get emergency vendors rolling immediately and build your documentation file from day one. What slows claims down is thin documentation and unanswered adjuster calls. We handle both.
"Is my information shared with my insurance company?"
Never. Your uploads and answers are only used to build your score. We never sell your data, and nothing you share here goes to your insurance company.
"My claim was already denied / the offer was insulting."
That's our sweet spot. The first "no", or the first low number, is almost never the final answer. Don't cash anything or sign anything marked "final" until a professional reviews it. Get your Claim Score right now.
Your family deserves a second opinion.
Don't let the insurance company have the only expert in the room. About 4 minutes. Free. No pressure.
- 5.0 on Google · 4.0 on Trustpilot
- Licensed AZ Public Adjusters #8635411
- Free · No pressure
A portion of every Bedrock engagement supports The Ember House Foundation, our 501(c)(3) nonprofit helping fire-affected families rebuild.
Not ready yet? See how the score works →